We do things
differently…

Rogelio Goertzen II is a second-generation American, born in Canada with deep roots in Mexico, now making an impact in the U.S. mortgage industry. After serving the independent mortgage broker community for 10 years at America’s largest wholesale lender, he became the company’s first Spanish-speaking professional and identified a critical gap in loan officer education—one that directly impacted Hispanic and Latinx borrowers.

In 2024, driven by his passion for empowering the Hispanic and Latinx communities, Goertzen self-funded and launched HOME to bridge this gap. He believes that wholesale loan officers provide the expertise, affordability, and service commitment needed to help Hispanic and Latinx borrowers secure mortgages, build generational wealth, and break through financial barriers.

Through HOME, he is reshaping the wholesale mortgage landscape—connecting lenders with underserved communities and driving lasting economic impact.

Rogelio is driven and inspired by his family, his community and his faith.

Isis Bravo is a first-generation American with proud Mexican heritage and a deep commitment to service. With over a decade of experience in real estate, she has worked for some of the nation’s largest brokerages, where she quickly recognized the systemic challenges Hispanic and Latinx communities face in homeownership—ranging from credit access and income verification to immigration status and financial literacy.

Determined to turn these obstacles into opportunities, Isis transitioned into the wholesale mortgage space, joining Century 21 (Powered by FRS) as a mortgage loan officer.

Bravo’s mission is clear: to empower Hispanic and Latinx families with the knowledge, resources, and access they need to achieve the American Dream of homeownership.
Better, con nosotros ¡sí se puede! Because with Isis, sí se puede—making homeownership a reality.

Isis is driven and inspired by her family, her community and her unwavering faith.

Cutberto “Cubie” Hernandez is a trusted financial strategist, real estate authority, and leadership advocate with two decades of success in the mortgage industry. He has guided clients across seven states to secure financing solutions tailored to their needs, earning him a spot in the NMLS Top 1% Originators for nine consecutive years.

As Chief Technology & Learning Officer, Cubie advances financial education, pioneers technology solutions, and elevates professional growth. He also serves as Vice Chair of AIME’s Education Committee, mentoring loan officers and broker-owners to shape industry standards. In his role as Partner & Chief Leadership & Culture Officer at Twiz.io, Cubie harnesses AI-driven strategies to boost consumer visibility and business scalability in real estate. A dedicated educator, he co-authored a foreclosure counseling guide during the 2007 mortgage crisis.

Cubie holds a Finance degree from Loyola Marymount University and Certified Financial Planning education from Boston University, reflecting his commitment to lifelong learning. His mission centers on empowering professionals, engaging communities, and leveraging technology to propel meaningful growth in the mortgage and real estate sectors.

Nicole Yelland is an American advocate for underserved communities.

Over her 20-year career, she has successfully led communications ensuring brands remain resilient and positioned for long-term success.

As Chief Communications & Strategy Officer for The Hispanic Organization of Mortgage Experts (HOME), Nicole is dedicated to advancing equitable access to homeownership and empowering Hispanic mortgage professionals through advocacy, education, and collaboration. She believes that effective communication does more than inform—it inspires change.

Nicole’s leadership philosophy is rooted in authenticity, innovation, and impact. She is committed to using the power of communications to break barriers, elevate communities, and create meaningful industry transformation.

Danny Velazquez is a proud Mexican-American who possesses a deep commitment to the Hispanic and Latinx-American communities.

His career began in real estate law, where he worked as a paralegal for nearly five years, assisting clients with foreclosure prevention, loan modifications, bankruptcy, debt negotiation, and credit restoration. This experience gave him firsthand insight into the financial challenges many families face and fueled his passion for creating solutions.

Transitioning into real estate, Danny became a licensed realtor and later a community lending specialist at GFL Capital Mortgage, Inc. He now holds seven state licenses across Idaho, Florida, Washington, Colorado, Oregon, Nevada, and California, allowing him to serve a broad range of clients with expertise and care.

As part of the wholesale mortgage channel, Danny leverages a network of over 70 lending partners to offer his clients the flexibility, competitive rates, and diverse mortgage solutions they deserve. He firmly believes that homeownership is the foundation of generational wealth, stability, and opportunity—especially for Hispanic and Latinx families.

Danny understands the unique barriers to homeownership, from credit access and income verification to financial literacy and immigration status. These challenges inspire his client-first approach, built on open, honest communication and a commitment to guiding families through every step of the mortgage process.

For Danny, success is about more than closing loans—it’s about empowering communities, fostering economic growth, and building lasting financial legacies. His daily inspiration comes from transforming obstacles into opportunities—all while staying grounded in family, community, and faith.

Jay is a dedicated mortgage professional and community advocate with a deep passion for empowering Hispanic and Latinx families on their path to homeownership and financial stability. As an American with proud Hispanic heritage, he has spent over a decade in the mortgage and real estate industry, specializing in low-rate, hassle-free mortgage solutions tailored to each client’s unique financial needs.

With expertise in California and Texas, Jay also holds licenses in Alabama, Arizona, Colorado, Florida, Hawaii, Idaho, Illinois, Michigan, Missouri, Oregon, Tennessee, Utah, and Washington, expanding his ability to serve families nationwide. In 2020, he relocated to Austin, Texas, to be closer to family and offer a lifeline to Hispanic and Latinx communities seeking homeownership opportunities.

As an independent mortgage broker at Arbor Financial Group, Jay operates within the wholesale mortgage channel, giving his clients access to over 70 lending partners and ensuring diverse financing options, competitive rates, and flexible solutions.

Understanding the unique barriers to homeownership—including credit access, income verification, financial literacy, and immigration status—Jay takes a client-first approach rooted in transparency, open communication, and personalized guidance. His goal is to ensure every family receives the support they deserve throughout their journey to becoming homeowners.

Today, Jay continues to break down barriers to homeownership, foster economic growth, and help Hispanic and Latinx families achieve the American Dream. He is guided by his faith, inspired by his family, and committed to making a lasting impact in the communities he serves.